Affordable Car Insurance Tips for Low Mileage Drivers
For many drivers, car insurance is a significant expense that can strain their budget. However, low mileage drivers have unique opportunities to save on their premiums. Understanding how mileage affects insurance costs and exploring the options available can lead to substantial savings. This article delves into practical tips and insights for low mileage drivers seeking affordable car insurance.
How Mileage Influences Car Insurance Costs
Insurance companies often use mileage as a key factor in determining premiums. The logic is simple: the less you drive, the less likely you are to be involved in an accident. According to the Federal Highway Administration, the average American drives approximately 13,500 miles per year1. Drivers who log significantly fewer miles than this average are often eligible for lower insurance rates.