Affordable Car Insurance Tips for Low Mileage Drivers

Low mileage drivers can benefit from several types of discounts:

• Low Mileage Discount: Many insurers offer direct discounts for drivers who travel less than a specified number of miles annually. The threshold varies by insurer but typically ranges between 7,500 and 10,000 miles.
• Usage-Based Insurance (UBI): This type of insurance uses telematics devices to monitor driving habits, including mileage, and adjusts premiums based on actual usage. Companies like Progressive's Snapshot and Allstate's Drivewise offer such programs².
• Pay-Per-Mile Insurance: This innovative model charges a base rate plus a per-mile fee, making it ideal for those who drive infrequently. Providers like Metromile specialize in this type of insurance³.